Program aims to support early-stage and expansion of private enterprises whose primary objective is to achieve social and environmental impact in Ukraine by providing accessible capital, coaching and mentoring.
The goal of the program is to enable entrepreneurs and businesses to address social and environmental challenges via financial investment and sustainable business practices.
To fulfill its purpose, this program’s strategy is to provide low interest loans for sustainable social business startups and expansion and to mentor social businesses in the process of business plan development and implementation.

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Our Goal – enable entrepreneurs and businesses to address social and environmental challenges via financial investment and sustainable business practices
Our Approach – small loans, big impact


1. Apply

You apply to the WNISEF Impact Investing program by filling a simple application form


2. Review

10 days

We review the application and suggest improvements


3. Submit

20 days

You submit the full package of documents to the bank partner, togher with a recommendation letter from WNISEF.
The bank analyzes your credit history and makes a decision regarding the loan


4. Receive

WNISEF places the initial deposit for the loan and your Social Enterprise receives the loan.
The amount is between 10,000 and 100,000 USD in UAH, the rate is 5-10% with a term of 36 months.

Tamila, the resident of rehabilitation center for disadvantaged women. The center was launched by Social Bakery “Horikhovyi Dim” (Walnut House)

Low Interest Loans


Funded by WNISEF


Invested in social projects

Loan guidelines

To address the pressing social issues in Ukraine, we are introducing a mechanism of lending social enterprises, which is being implemented in cooperation with Oschadbank and Kredobank

Oschadbank Application Form
Kredobank Application Form

Frequently asked questions

What are the details of the loan?

The Social Enterprise gets a loan between $10,000 and $100,000 in UAH for a period of 36 months. The rate varies from 5% to 10%.

Is there any reporting involved?

Yes, at the end of each quarter WNISEF will ask for reports regarding the social impact of the business. The report should include information like: the number of employed people from vulnerable groups, amount transferred to social issues, number of organized social activities, events, projects, etc.

Who is eligible for the loan?

We offer 3 options for businesses that allow the Impact Investing Program qualify enterprise as social:

1) Employment of vulnerable groups. More than 50% of employees who represent vulnerable populations, and much of the profit is reinvested in the development of the company to create new jobs.

2) Employment of vulnerable groups. Less than 50% employees who represent vulnerable groups, and at least 10% of the profit goes to the social aim.

3) At least 20% of the profit goes to the social aim.

Where can I learn more?

You can write us an email at [email protected] or call at +380 (44) 490-5580